Why credit score different across bureaus?

Credit Score CIBIL
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Why my credit score varies across credit bureaus like CIBIL, Experian, Equifax, and CRIF High Mark.

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Yes, credit scores by different bureaus may show slight differences, but they usually fall within the same credit score range. This variation happens because each credit bureaus like CIBIL, Experian, Equifax, or CRIF High Mark, may use a different version of a credit scoring model. These models consider similar factors such as repayment history, credit utilization, and credit inquiries, but may weigh them differently.

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Can you tell the typical score range and what does it mean?

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  1. Score above 750 is considered excellent credit.
  2. Score from 700 to 750 is considered good credit.
  3. Score from 650 to 700 is considered fair credit.
  4. Score from 600 to 650 is considered poor credit.
  5. Score below 600 is considered poor credit.